Looking for a secure and reliable way to send money from South Africa to Ghana?
Accrue makes cross-border payments simple, fast, and stress-free. Whether you’re supporting loved ones, paying for tuition, or sending emergency funds, our platform allows you to send South African Rand (ZAR) directly to recipients in Ghana Cedis (GHS), into their bank accounts or mobile money wallets—instantly and safely.
With bank-grade security, end-to-end encryption, and a transparent fee structure, Accrue ensures your money gets to its destination without delays or hidden charges.
Step-by-Step Guide to Send Money to Ghana
- Open the Accrue App
- Download it from your app store
- Sign up and log into your account
- Click on “Send Cash”

Choose Ghana as your destination country

- Enter Transfer Details
- Input the amount you wish to send in ZAR
- Choose the recipient’s payment method (Bank Account or Mobile Money)
- Add their account or wallet information

- Review and Confirm
- Double-check all recipient details
- Verify the exchange rate and any applicable fees

- Complete Payment
- You’ll receive a notification from our agent to confirm transfer readiness
- Once the transfer is confirmed, proceed to complete the transaction

- Transaction Complete
- The recipient receives money instantly in Ghana Cedis
- You receive a confirmation of a successful transfer

Recipients in Ghana can receive money instantly in GHS—directly in their bank account or mobile money wallet (MTN, Vodafone, or AirtelTigo).
Why Choose Accrue to Send Money from South Africa to Ghana?
- Instant transfers from South Africa to Ghana
- Mobile money and bank deposit options
- Competitive exchange rates to GHS
- Transparent, low fees
- Real-time tracking and updates
- Licensed and secure platform
- 24/7 customer support to assist with every transaction

SEND MONEY WITH ACCRUE