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Zero-Based Budgeting: A Guide To Making Money Work for You

The zero-based budgeting method, or ZBB, is all about ensuring that every naira (cedi, shilling, or rand) you earn each month has a specific purpose. This doesn’t mean rushing to spend it all on a shopping spree or a Jet2Holiday. Instead, it’s about being intentional and directing your income towards important goals, such as saving…

