Felix Akinnibi

  • Where Can I Exchange Foreign Currency in South Africa?

    Where Can I Exchange Foreign Currency in South Africa?

    As a tourist landing at OR Tambo, a South African heading abroad, or someone receiving money from overseas, one question always comes up: where do you actually go to exchange foreign currency in South Africa? This guide walks you through every major option — from banks and bureaux de change to ATMs and digital platforms…

  • Countries With Lower Currencies Than South Africa

    Countries With Lower Currencies Than South Africa

    If you’ve ever sent money across Africa or are planning a trip to a neighbouring country like South Africa, you’ve probably wondered how the South African rand stacks up against other currencies on the continent. It will be interesting to know that the rand holds its own pretty well. In fact, there are quite a…

  • South Africa Money Market: What You Should Know (2026 Guide)

    South Africa Money Market: What You Should Know (2026 Guide)

    For years, money market accounts were easy to ignore. Interest rates were low, returns were minimal, and most investors focused on stocks or property instead. Now, money market accounts in South Africa are back in focus. After a period of low rates, the landscape for savers has changed. Decisions by the South African Reserve Bank…

  • Bull vs Bear Market: Difference and What You Should Do

    Bull vs Bear Market: Difference and What You Should Do

    Financial markets operate in cycles. Prices rise, optimism builds, and investors enter the market. Eventually, the trend reverses, prices decline, caution grows, and investors begin to sell. These two phases are commonly referred to as bull markets and bear markets. Recent gains in the S&P 500, along with growth from AI-driven companies such as NVIDIA…

  • The Future of Cross-African Payments: Opportunities and Regulatory Pinch Points

    The Future of Cross-African Payments: Opportunities and Regulatory Pinch Points

    Jump to a section: Cross-border remittances in Africa have grown in recent years, but they remain dominated by outside-of-Africa flows and high fees.  In 2023, Sub‐Saharan Africa (SSA) received about $54 billion in remittances[1] (a slight –0.3% decline from 2022). The top recipients were Nigeria (∼$20.5B) and Ghana ($4.8B)[2], followed by Kenya ($4.2B)[3]. Together, these three…

  • Women in Fintech: Growth of Female-Led Financial Startups in Africa

    Women in Fintech: Growth of Female-Led Financial Startups in Africa

    Africa’s financial technology sector is experiencing remarkable growth, transforming how people across the continent access banking, payments, and financial services. While this boom has created countless opportunities, women entrepreneurs face unique challenges and achievements in building successful fintech companies. Despite barriers, female founders are making significant strides in Africa’s fintech sector. The current state of…

  • Top African Cities for Business Growth in 2026

    Top African Cities for Business Growth in 2026

    Africa is on the global radar. By 2026, several of its cities will stand out in business growth, thanks to booming populations, new infrastructure projects, and better access to technology and markets. For entrepreneurs, investors, and everyday professionals, these cities are becoming places where ideas and businesses can thrive. Investment flows into ports, rails, fintech…

  • 9 Smart Ways to Use Your Tax Refund as an Immigrant

    9 Smart Ways to Use Your Tax Refund as an Immigrant

    For many immigrants, filing taxes is daunting, especially when adjusting to a new country. But once you can get through the paperwork and unfamiliar terms, a tax refund is a benefit to look forward to. This money can serve as a supplementary income, especially if you need to do things your income might not cover.…

  • Affordable Housing Tips for African Students in the US

    Affordable Housing Tips for African Students in the US

    For many African students pursuing higher education in the U.S., securing affordable, safe, and convenient housing is a major challenge. The cost of housing is almost as high as tuition. With over 1.1 million international students enrolled in U.S. colleges during the 2023–24 academic year, the volume of demand for housing hasn’t kept up with…

  • Smart Money Moves to Make in Your 20s and 30s

    Smart Money Moves to Make in Your 20s and 30s

    Your 20s and 30s are the foundational years for your financial life. Whether you’re hustling in Lagos, running a small business in Nairobi, freelancing in Cape Town, or working in Dubai and sending money back to family, the habits you form now will set you up for decades. Money management is about avoiding financial mistakes…