-
The Future of Cross-African Payments: Opportunities and Regulatory Pinch Points
Jump to a section: Cross-border remittances in Africa have grown in recent years, but they remain dominated by outside-of-Africa flows and high fees. In 2023, Sub‐Saharan Africa (SSA) received about $54 billion in remittances[1] (a slight –0.3% decline from 2022). The top recipients were Nigeria (∼$20.5B) and Ghana ($4.8B)[2], followed by Kenya ($4.2B)[3]. Together, these three…
-
PayPal–Paga Integration: Why Accrue Remains the Better Option for Nigerians
When news broke recently that Paga had integrated PayPal, it was seen as an expansion and inclusion of the country into the global economy. With the rise of freelancing, remote work, e-commerce, and the creator economy, access to dollar payments has become more important than ever. However, instead of excitement, the announcement was met with…
-
Send money from the US to Nigeria: ACH vs Wire vs Accrue Dollar Account
When you send money from the US to Nigeria, it can feel like it should be as simple as clicking “transfer” and moving on. But the moment you choose how to send it, ACH, an international wire, or a fintech Dollar account, you’re quietly locking in a whole set of trade-offs that directly affect your…
-
Local Cash Pickup vs Bank Transfer vs Wallet, Which Is Best?
You know, sending money used to be simple: cash in an envelope or a direct bank deposit. Today, you’re spoiled for choice and slightly overwhelmed. Local cash pickup, bank transfers, and digital wallets all offer speed, security, and convenience. Yet choosing the wrong option can mean high fees, long delays, or a frustrated recipient. In…
-
Five Ghanaian Freelancers Talk About Their First Biggest Paycheck
Freelancing in Ghana is growing rapidly as more young professionals turn to online jobs and remote work to earn in dollars and other foreign currencies. With rising living costs, limited local job opportunities, and increased access to global platforms, many Ghanaians are building careers as writers, designers, developers, virtual assistants, and digital marketers. In this…
-
How To Use PayPal in Nigeria
You’re a freelancer, a digital nomad, a digital creator, or a business owner in Nigeria. PayPal is one of the ways to receive payments globally; however, its functionality comes with significant limitations. PayPal accounts in Nigeria are linked to third-party apps (or a partner). This means users cannot create a PayPal account directly, but must…
-
Big Promises, Bigger Lessons: Four Ghanaians Talk About Their Forex Trading Experiences
Forex trading has quietly become one of Ghana’s most talked-about money conversations. From Telegram groups to campus hostels, everyone seems to know someone who’s “making dollars” from the market, and while forex trading can be profitable, it also carries serious risk, especially when people either trade without enough experience or hand their money over to…
-
Troubleshooting: What to do if a transfer is delayed
Waiting on a payment that hasn’t arrived can be incredibly stressful, especially when bills are due, deadlines are approaching, or the funds are needed urgently. The uncertainty that comes with watching a transaction sit in “pending” status, often without updates or clear explanations, can quickly lead to frustration and concern. However, a delay in a…
-
Best Platforms to Receive Freelance Payments in Dollars
Africa’s young population, expanding tech ecosystem, and deep talent pool have positioned the continent as a prime marketplace for global recruiters and clients. Yet, despite the growing demand for African talent, freelancers and digital nomads working with US-based clients often face one major challenge: getting paid smoothly. Delayed payments, excessive transaction fees, poor exchange rates,…
-
How to Send Money to Family Abroad: A Simple Checklist
Sending money to family abroad is common for millions of people worldwide to support parents, pay school fees, cover medical costs, or help with daily expenses, or pay black tax. International money transfers can feel confusing at first. Different fees, exchange rates, rules, and transfer methods can make the process overwhelming. That’s why having a…
