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How to Save for Your Child’s Education in 2025
Education is one of the most valuable gifts you can give your child, but it doesn’t come cheap. School fees, textbooks, uniforms, and university tuition are rising every year. According to UNESCO, higher education costs across Africa and beyond increase by 5–10% annually, placing pressure on families. That’s why learning how to save for your…
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How Are Nigerian Corps Members Surviving on ₦77K?
NYSC isn’t just about serving your country; for many young Nigerians, it’s also the first real test of survival on a tight budget. With a federal allowance of just ₦77,000 and, in some cases, an additional stipend from their state government or Place of Primary Assignment (PPA), the average corps member takes home a little…
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How to Balance Short-Term Needs and Long-Term Financial Goals
Short-term and long-term goals might sound straightforward, but in reality, the lines often blur. That’s where the big question comes in: How to balance short-term needs and long-term financial goals? Should you pay off debt first? Should you prioritize an emergency fund? Or should you start putting money aside for retirement? The answer isn’t always…
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Building an Emergency Fund When Living Abroad
Living abroad opens up a world of adventure, cultural discovery, and new opportunities, but it also comes with unique financial uncertainties. The Coronavirus pandemic of 2020 was a stark reminder of why building an emergency fund when living abroad is essential. Many expatriates faced sudden job losses and contract terminations. Even if your job feels…
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Budgeting Tips for Planning a Cross-Continent Move
Relocating across continents like Lagos to London, or Nairobi to New York, or Accra to Toronto is an exciting but financially demanding journey. These budgeting tips for planning a cross-continent move are especially important because, for many Africans, while it’s a relocation for greener pastures, it often means balancing your needs abroad with family commitments…
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How To Balance Side Hustles And Full-time Remote Work
Working remotely full-time already demands discipline and when you add a side hustle into the mix, it can quickly feel overwhelming. Yet across Nigeria and Ghana, more and more remote workers are doing exactly that: holding down full-time jobs while building passion projects or extra income streams on the side. In all, it takes more…
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How to Handle Irregular Income as a Freelancer in Africa
One of the biggest financial headaches for freelancers, contractors, and creators in Africa is irregular income. You can make ₦800k this month and barely ₦120k the next. A big project might pay you in full after two weeks or after three frustrating months of follow-ups. The unpredictability can cause stress, make it hard to plan…
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Smart Money Moves to Make in Your 20s and 30s
Your 20s and 30s are the foundational years for your financial life. Whether you’re hustling in Lagos, running a small business in Nairobi, freelancing in Cape Town, or working in Dubai and sending money back to family, the habits you form now will set you up for decades. Money management is about avoiding financial mistakes…
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Financial Checklist for Africans Moving Abroad
Moving abroad is life-changing. Leaving home for a new country is one of the biggest decisions you’ll ever make. Whether you’re moving to study, work, join a family, or explore new opportunities, the change is exciting but comes with financial challenges. For many Africans, moving abroad doesn’t mean leaving responsibilities behind; it means living in…
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How to Save When You’re Sending Money Home Every Month
Sending money home is one of the most common financial habits among Africans living abroad or working across borders. Whether helping your parents in Nigeria, covering your cousin’s school fees in Ghana, or supporting a younger sibling in Kenya, these remittances often happen every month and are usually non-negotiable. The problem is that many people…
