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Financial Checklist for Africans Moving Abroad

Moving abroad is life-changing. Leaving home for a new country is one of the biggest decisions you’ll ever make. Whether you’re moving to study, work, join a family, or explore new opportunities, the change is exciting but comes with financial challenges. For many Africans, moving abroad doesn’t mean leaving responsibilities behind; it means living in…
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How to Save When You’re Sending Money Home Every Month

Sending money home is one of the most common financial habits among Africans living abroad or working across borders. Whether helping your parents in Nigeria, covering your cousin’s school fees in Ghana, or supporting a younger sibling in Kenya, these remittances often happen every month and are usually non-negotiable. The problem is that many people…
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How To Build Generational Wealth

The moment poverty has died. You have enough money to take care of yourself, the next objective is building wealth. This isn’t simply to enjoy it during your lifetime but to ensure that it endures long after you’re gone. This is what’s known as generational wealth. Assets, businesses, and investments that not only survive you…
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Zero-Based Budgeting: A Guide To Making Money Work for You

The zero-based budgeting method, or ZBB, is all about ensuring that every naira (cedi, shilling, or rand) you earn each month has a specific purpose. This doesn’t mean rushing to spend it all on a shopping spree or a Jet2Holiday. Instead, it’s about being intentional and directing your income towards important goals, such as saving…
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How to Send Money From Kenya to Nigeria

Looking for a secure and reliable way to send money from Kenya to Nigeria? Accrue makes it easy to send money across borders—fast, safe, and stress-free. Whether you’re supporting family, paying for services, or handling emergencies, you can send Kenyan Shillings (KES) directly to your loved ones in Nigeria, who will receive the funds in Naira…
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How to Send Money From South Africa to Ghana

Looking for a secure and reliable way to send money from South Africa to Ghana? Accrue makes cross-border payments simple, fast, and stress-free. Whether you’re supporting loved ones, paying for tuition, or sending emergency funds, our platform allows you to send South African Rand (ZAR) directly to recipients in Ghana Cedis (GHS), into their bank accounts…
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Accrue vs Bitnob

Accrue vs Bitnob: Your Guide to Cross-Border Payments, Dollar Savings, and Digital Assets in Nigeria In Nigeria’s rapidly evolving fintech landscape, individuals and businesses have an increasing array of options for managing their finances, particularly when it comes to international transactions and wealth preservation. Accrue and Bitnob are two prominent platforms that offer solutions for…
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The Power of Compound Interest: How You Can Build Wealth from $100/Month

Have you ever thought about how just $100 a month can shape your financial future? Most people believe you need a huge amount of money to start building wealth, but the truth is that consistency beats size when it comes to saving. Thanks to compound interest, even the smallest monthly deposits can grow into something…
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50/30/20 Rule: Is It Practical for Africans?

Budgeting is one of the most fundamental steps to achieving financial stability. It gives you control over your money, helps you avoid unnecessary debt, and ensures you’re steadily working toward your goals. Among the many budgeting techniques available, the 50/30/20 rule has gained popularity for its simplicity and flexibility. But how practical is this rule,…
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Accrue vs Onboard

Nigeria’s digital finance landscape is rapidly evolving, offering innovative tools for managing everything from everyday transactions to engaging with the global digital economy. For individuals across Nigeria looking to either handle cross-border payments efficiently or dive into the world of digital assets, Accrue and Onboard (onboard.xyz) present compelling, yet distinct, solutions. Understanding their core functionalities…