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Building an Emergency Fund When Living Abroad
Living abroad opens up a world of adventure, cultural discovery, and new opportunities, but it also comes with unique financial uncertainties. The Coronavirus pandemic of 2020 was a stark reminder of why building an emergency fund when living abroad is essential. Many expatriates faced sudden job losses and contract terminations. Even if your job feels…
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Budgeting Tips for Planning a Cross-Continent Move
Relocating across continents like Lagos to London, or Nairobi to New York, or Accra to Toronto is an exciting but financially demanding journey. These budgeting tips for planning a cross-continent move are especially important because, for many Africans, while it’s a relocation for greener pastures, it often means balancing your needs abroad with family commitments…
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How To Balance Side Hustles And Full-time Remote Work
Working remotely full-time already demands discipline and when you add a side hustle into the mix, it can quickly feel overwhelming. Yet across Nigeria and Ghana, more and more remote workers are doing exactly that: holding down full-time jobs while building passion projects or extra income streams on the side. In all, it takes more…
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How to Handle Irregular Income as a Freelancer in Africa
One of the biggest financial headaches for freelancers, contractors, and creators in Africa is irregular income. You can make ₦800k this month and barely ₦120k the next. A big project might pay you in full after two weeks or after three frustrating months of follow-ups. The unpredictability can cause stress, make it hard to plan…
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How This Ghanaian Influencer Went From ₵0 Savings To Steady Income
When I sat down to hear Emmanuel Dogbatsey Doe’s story, the Ghanaian influencer popularly known as Don Sarkcess, I knew exactly what I wanted to understand first. How does someone go from being “naturally a spender,” the kind of person who buys the next sneakers, the nicest clothes, and loves treating loved ones to being…
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How To Build Generational Wealth
The moment poverty has died. You have enough money to take care of yourself, the next objective is building wealth. This isn’t simply to enjoy it during your lifetime but to ensure that it endures long after you’re gone. This is what’s known as generational wealth. Assets, businesses, and investments that not only survive you…
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Zero-Based Budgeting: A Guide To Making Money Work for You
The zero-based budgeting method, or ZBB, is all about ensuring that every naira (cedi, shilling, or rand) you earn each month has a specific purpose. This doesn’t mean rushing to spend it all on a shopping spree or a Jet2Holiday. Instead, it’s about being intentional and directing your income towards important goals, such as saving…
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How Daniella Ajala Turned A Bad Rental Experience Into A Real Estate Startup
When I sat down to have this conversation, I knew exactly what I wanted to ask first. And maybe this makes me sound like a stereotypical Nigerian, but the question had been on my mind for weeks for the founders of Spleet Africa: How do you build trust between landlords and tenants in Nigeria? Not…
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Jordan Belonwu Bet on Himself. Nigerian Startups Are Betting on His Studio
Jump to a section When I first stumbled across the name Belonwu, I was deep in a spiral of founder research and design inspiration. But it wasn’t a search engine that pointed me in his direction, it was his sister. Her Instagram stories practically screamed, “This is someone you need to know.” What started out…
