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Smart Money Moves to Make in Your 20s and 30s
Your 20s and 30s are the foundational years for your financial life. Whether you’re hustling in Lagos, running a small business in Nairobi, freelancing in Cape Town, or working in Dubai and sending money back to family, the habits you form now will set you up for decades. Money management is about avoiding financial mistakes…
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Financial Checklist for Africans Moving Abroad
Moving abroad is life-changing. Leaving home for a new country is one of the biggest decisions you’ll ever make. Whether you’re moving to study, work, join a family, or explore new opportunities, the change is exciting but comes with financial challenges. For many Africans, moving abroad doesn’t mean leaving responsibilities behind; it means living in…
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How to Save When You’re Sending Money Home Every Month
Sending money home is one of the most common financial habits among Africans living abroad or working across borders. Whether helping your parents in Nigeria, covering your cousin’s school fees in Ghana, or supporting a younger sibling in Kenya, these remittances often happen every month and are usually non-negotiable. The problem is that many people…
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The Power of Compound Interest: How You Can Build Wealth from $100/Month
Have you ever thought about how just $100 a month can shape your financial future? Most people believe you need a huge amount of money to start building wealth, but the truth is that consistency beats size when it comes to saving. Thanks to compound interest, even the smallest monthly deposits can grow into something…
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50/30/20 Rule: Is It Practical for Africans?
Budgeting is one of the most fundamental steps to achieving financial stability. It gives you control over your money, helps you avoid unnecessary debt, and ensures you’re steadily working toward your goals. Among the many budgeting techniques available, the 50/30/20 rule has gained popularity for its simplicity and flexibility. But how practical is this rule,…
