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“I Want to Be a Lecturer Even If the Pay Isn’t Great” 7 Nigerians Talk About Their Retirement Plans
For many people, retirement is a quiet life after decades of work: a pension, a small house, and slower days. It could be the idea for some; however, retirement looks very different depending on who you ask. Some imagine financial freedom and global travel. Others picture a return to their hometowns, community life, or meaningful…
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“The Gold My Grandma Gave Me” Four Women on The Most Valuable Asset They Own
We often talk about assets in the language of money, properties, stocks, savings, and investments. The things that can be measured, priced, and listed, but when you ask people what their most valuable asset actually is, the answers are rarely that straightforward. We asked four Nigerian women about the most valuable asset they own, and…
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20 Side Hustles Stay-at-Home Mums Are Using to Build Sustainable Income
Across many households today, stay-at-home mums are increasingly finding ways to contribute financially while remaining fully present for their families. What makes this shift notable is how naturally many of these opportunities fit into everyday routines. Within many communities, especially among diaspora families, additional income streams often support more than day-to-day needs. They help strengthen…
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How to Get Paid on Upwork with Accrue USD Bank Account
The gig economy is booming across Nigeria and Africa, with more freelancers offering services to clients worldwide through platforms like Upwork. From developers and designers to writers and virtual assistants, freelancers are tapping into Upwork like never before. However, one persistent challenge remains: how to receive payments efficiently, quickly, and at the best possible rates…
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How creators in Africa can get paid in USD with Accrue
When I used to write on Upwork, receiving dollar payments was usually a problem. Like me, if you’re earning in dollars from platforms like YouTube, Upwork, Contra, and other freelance gigs, or your Shopify store, when you click “Add payout method” and you’re asked for a US bank account or US billing address, it becomes a problem.…
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Should You Save in Dollars or Local Currency?
Saving money has never been easy. In Nigeria, it often feels like you’re running on a treadmill that keeps speeding up. Prices rise, the naira loses strength, and the money you carefully set aside today can feel smaller tomorrow. In the middle of all this, one question keeps coming up: should you save in naira…
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How to avoid cross-border card declines when shopping online
It was 11:47 p.m in Accra, Ghana. You’ve added everything to your cart. Compared prices twice. Calculated the exchange rate in your head just to be sure. You enter your card details, click “Pay Now,” and hold your breath. Processing… Then it appears. Transaction Declined. You try again. Same result. You switch browsers. Same result.…
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Virtual card vs physical card: which is better for online shopping?
I’ve used both virtual dollar cards and physical debit cards for shopping and online payments. Chances are, you have too. But if you think about it, the way we manage and spend money has changed dramatically over the years. Not long ago, your physical debit card was your primary way to make payments. Today, we…
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How to Shop from the US While Living in Africa (A Complete Guide)
There was a time when buying something from the United States while living in Africa felt like a privilege reserved for people with traveling uncles. You needed someone flying in from New York City, or a cousin returning from Houston, or a friend who could “help you buy and bring.” Today, whether you live in…
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How to Shop Internationally With A Virtual Dollar Card (Step-by-Step Guide)
My friend Jake had spent time filling up his cart with bespoke clothes from Shein and some electronic accessories from Amazon. You know the feeling of finally checking out the things you have picked out, but then, when he clicked checkout, entered his card details on Shein and Amazon, and waited. “Payment declined.” He tried…
