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How to Use Dollar Cost Averaging to Manage Volatility
The stock market is always climbing to new highs or dipping sharply. In this situation, many investors face the same dilemma: Is now the right time to invest? The fear of “buying at the wrong time” often keeps people on the sidelines. But waiting for the perfect moment can mean missing out on long-term growth…
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28 Proven Side Hustles for Africans in the US That Pay Well
Living in the US comes with big opportunities, but also big bills. From rent and healthcare to student loans and sending money back home, the cost of living can add up quickly. To bridge the gap, many Africans are finding smart ways to earn extra money by turning their skills, hobbies, and free time into…
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How to Make Money Online: 20 Easy Ways
If you’re wondering how to make money online, I’m happy to announce that it’s never been easier or more accessible than it is today. It doesn’t matter if you’re a student juggling classes, a stay-at-home parent looking to support your household, or a full-time professional seeking extra income; the internet opens up a world of…
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What to Know Before Taking a Buy-Now-Pay-Later Loan
The rise of fintech apps across Africa has made it easier than ever to shop online and pay in installments. Buy Now, Pay Later (BNPL) services, once popular only in Europe and the U.S. are now becoming common in Nigeria, Ghana, Kenya, and South Africa. Platforms like Credpal, Carbon, EasyBuy, and Credit Direct are offering…
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How to Save for Your Child’s Education in 2025
Education is one of the most valuable gifts you can give your child, but it doesn’t come cheap. School fees, textbooks, uniforms, and university tuition are rising every year. According to UNESCO, higher education costs across Africa and beyond increase by 5–10% annually, placing pressure on families. That’s why learning how to save for your…
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How Are Nigerian Corps Members Surviving on ₦77K?
NYSC isn’t just about serving your country; for many young Nigerians, it’s also the first real test of survival on a tight budget. With a federal allowance of just ₦77,000 and, in some cases, an additional stipend from their state government or Place of Primary Assignment (PPA), the average corps member takes home a little…
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How to Balance Short-Term Needs and Long-Term Financial Goals
Short-term and long-term goals might sound straightforward, but in reality, the lines often blur. That’s where the big question comes in: How to balance short-term needs and long-term financial goals? Should you pay off debt first? Should you prioritize an emergency fund? Or should you start putting money aside for retirement? The answer isn’t always…
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Building an Emergency Fund When Living Abroad
Living abroad opens up a world of adventure, cultural discovery, and new opportunities, but it also comes with unique financial uncertainties. The Coronavirus pandemic of 2020 was a stark reminder of why building an emergency fund when living abroad is essential. Many expatriates faced sudden job losses and contract terminations. Even if your job feels…
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Budgeting Tips for Planning a Cross-Continent Move
Relocating across continents like Lagos to London, or Nairobi to New York, or Accra to Toronto is an exciting but financially demanding journey. These budgeting tips for planning a cross-continent move are especially important because, for many Africans, while it’s a relocation for greener pastures, it often means balancing your needs abroad with family commitments…
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How To Balance Side Hustles And Full-time Remote Work
Working remotely full-time already demands discipline and when you add a side hustle into the mix, it can quickly feel overwhelming. Yet across Nigeria and Ghana, more and more remote workers are doing exactly that: holding down full-time jobs while building passion projects or extra income streams on the side. In all, it takes more…
